Life Insurance Articles / Videos

 

The following contains educational life insurance articles and videos that will help you make better decisions with regards to your life insurance decisions.

Articles

  1. Hidden Costs of Permanent Life Insurance

    Hidden Costs of Permanent Insurance
    Covers hidden costs of permanent life insurance that most potential policyholders are unaware of such as high life insurance expenses and surrender charges.

Videos

  1. 5 Life insurance mistakes that cost $1,000s

    Life insurance mistakes that costs $1,000s
    Covers 5 key mistakes that policyholders make that result in them losing $1,000s.

  2. Life insurance basics

    Life Insurance Basics
    Covers basics of Life Insurance, differences of Term vs Permanent, etc.

  3. How Much Life Insurance Do I need?

    How much life insurance do I need?
    Covers importance of creating a financial plan, understanding of present and future liabilities for each individual and how to properly choose policies that meet current and future need.

  4. What happens if I choose the wrong length of coverage?

    What happens if I choose the wrong length of coverage?
    Uses a numerical example to show how policyholders lose $1,000s by choosing the wrong amount of time that they need the coverage for.

  5. Permanent or buy term and invest?

    Permanent or Buy Term and Invest?
    Uses a numerical example to show which people are better suited for buying Permanent Insurance and which are better off buying Term and Investing the Difference.

  6. Life insurance policyowner tips

    Life insurance tips
    Summarizes all the risks policyholders should take into consideration prior to purchasing a policy and offers tips on how to make better life insurance decisions.

  7. Why do fiduciaries have a responsibility to review life insurance policies under their care?

    Why do fiduciaries have a responsibility to review life insurance policies under their care?
    This video discusses the importance of life insurance trustees actively managing the policies under their care in accordance with the Uniform Prudent Investor Act that stipulates that life insurance policies should be treated and managed with the same care as any other financial asset. Failure to do so leaves the trustee liable for negligence if the policy performs poorly under the trust’s management without proper action being taken.