Premium Analysis Service

Colva helps policyholders utilize a number of actuarial and policy features to minimize their future premium obligations. These options include:

  • Loans and Withdrawals
  • Shadow Account Pricing
  • Reverse Premium Engineering.

These features can be fairly complicated and difficult to understand for the average policyholder—and that’s probably why they aren’t fully explained to the policyholder at the time the policy is originally sold. At Colva we will have a licensed actuary sit down and explain these features to you and show you how you can utilize these features to save thousands to tens of thousands of dollars on your life insurance policy—whether you bought it through us or another brokerage.

Contact us at to discuss how an actuary from Colva Insurance Services can help you maximize the value of your life insurance policy through our free Premium Analysis service.

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